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Solutions on offer

As Bankers, we can offer clients a range of solutions to best meet their unique business requirements. There are three core product areas.

Click on each product area to learn more.

Transaction solutions

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Cash Management transaction solutions provide simple and convenient transaction accounts that manage daily cash operating requirements.

A variety of transaction accounts can be offered to meet cash, cheque and other payment needs. They offer competitive interest rates and easy access to funds when needed by a business.

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Savings solutions

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Cash Management savings solutions are a simple and effective way to invest surplus funds whilst having the ability to withdraw these funds at any time.

A range of investment solutions that make the most of surplus cash can be offered.

Surplus funds can be invested in online savings accounts as well as in more sophisticated products like the cash deposit account that provides access to a number of investment options. These can include flexible returns and terms in one account to maximise rates of return and the ability to establish cash reserves for the future.

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Investment solutions

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Cash Management investment solutions provide flexibility and access to a variety of fixed term investment options linked to prevailing market rates.

You can offer your client a range of options, including at-call deposits, fixed-term deposits, security investments and capital growth accounts.

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Types of Transaction solutions

Premium Business Account

A full service transaction account with competitive interest rate for balances over $5001. Monthly fee waived for businesses that hold more than $10,000 in their account during the month. Features include:

  • Supports cheque access
  • Some interest paid
  • Unlimited electronic transactions

Cheque Account Bearing Interest

Standard business cheque accounts available to all business customers. Features include:

  • Negotiated interest rates available for larger balances (more than $1m)
  • Can be linked to accounting packages and ERP systems
  • An overdraft can also be attached to this account – subject to credit approval

Statutory Trust Account

This account is a compliant statutory trust account with real-time banking and full visibility for holding funds on behalf of clients. Feature include:

  • Accounts set up in line with statutory requirements for each state
  • Interest is paid to relevant statutory body in that state
  • Account fees are debited to the customer’s operating account.
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Types of Savings solutions

Business Online Saver

An at-call online business savings account that pays competitive interest on the full balance if greater than $10,000 is held in the account. Features include:

  • Must be linked to a transaction account
  • Market-drive interest rate
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Types of Investment solutions

Cash Deposit Account (Corporate/Institutional Banking Product)

Combines investment options including At Call and Fixed Term Deposits. Clients can invest in one option or divide their money between the two.

Term Deposits (Retail, managed by Retail Product team)

Suitable for business clients looking to deposit funds for a fixed term for a guaranteed rate of interest.