Better Business Loan
A Better Business Loan is a cash rate based term loan to meet a client’s short, medium or long-term capital needs. This loan is suitable for businesses of all sizes looking to borrow over $25,000 for business purposes.
Market Rate Loan
A Market Rate Loan is a market based (BBSY) term facility that is designed to meet the client's medium or long-term finance needs. It is suitable for medium to large businesses looking to borrow over $500k.
Bank Guarantee
A Bank Guarantee is an irrevocable commitment by the Bank to pay a favouree and not the client, upon an event or condition subject to the Bank Guarantee purpose. Clients can use cash or property to secure a Bank Guarantee.
Overdrafts
An Overdraft is a revolving facility suitable for all business sizes looking to boost and/or meet their short-term cash flow needs.
Line of credit
A revolving Line of Credit is designed for small to medium sized businesses offering flexibility and control over longer periods. There are two variations to this product, the Business Line of Credit and the Agri Line of Credit.
Multi-Option Facility (MOF)
A Multi-Option Facility (MOF) provides the borrower with an option to choose from an eligible range of Commercial Lending and Trade Finance Products, all housed under an umbrella facility. This facility is suitable for medium to large business clients.