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Solutions on offer

We can offer clients a range of solutions to best meet their unique business requirements. There are three core product areas.

Click on each product area to learn more.

Transaction solutions

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Cash Management transaction solutions provide simple and convenient accounts that manage daily cash operating requirements.

These accounts can be offered to meet cash, cheque and other payment needs. They offer competitive interest rates and easy access to funds when needed by a business.

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Savings solutions

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Cash Management savings solutions are a simple and effective way to invest surplus funds whilst having the ability to withdraw these funds at any time.

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Investment solutions

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Cash Management investment solutions provide flexibility and access to a variety of investment options linked to prevailing market rates.

You can offer your client a range of options, including at-call deposits, fixed-term deposits, security investments and capital growth accounts.

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Key Transaction Solutions

Premium Business Account

A full service transaction account with a competitive interest rate for balances over $5000. Monthly fee waived for businesses that hold more than $10,000 in their account during the month.

  • Supports cheque access
  • Some interest paid
  • Unlimited electronic transactions

Cheque Account Bearing Interest

Standard business cheque accounts available to all business customers.

  • Negotiated interest rates available for larger balances (more than $1m)
  • Can be linked to accounting packages and ERP systems
  • An overdraft can also be attached to this account – subject to credit approval

Statutory Trust Account

A compliant statutory trust account with real-time banking and full visibility for holding funds on behalf of clients.

  • Accounts set up in line with statutory requirements for each state
  • Interest is paid to relevant statutory body in that state
  • Account fees are debited to the customer’s operating account

Foreign Currency Account

Allows at call foreign currency deposits and withdrawals in major global currencies, letting customers save on conversion costs.

  • Available in major global currencies
  • Interest is available on some foreign currencies held in Australia
  • Online management available through NetBank and CommBiz
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Types of Savings solutions

Business Online Saver

An at-call online business savings account that pays competitive interest on the full balance if greater than $10,000 is held in the account.

  • Links to a transaction account
  • Competitive interest rate
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Types of Investment solutions

Cash Deposit Account

  • Mostly suited to Corporate/Institutional clients
  • Clients can open multiple accounts linked to the Cash Deposit Account.

Term Deposits

  • Managed by the Retail Product team
  • Suitable for business clients looking to deposit funds for a fixed term for a guaranteed rate of interest.